Top tips to safeguard your roof in the next storm

Roofs are the subject of a huge number of business insurance claims, especially after big storms.  Many Australian businesses have been devastated by storms so far in 2021, with Queensland hit by violent storms in March including central Queensland with major hail storms in September, the Insurance Council of Australia estimates damage from these types of storms to the eastern …

Is your business fire safe?

With the bushfire season just around the corner, the risk is only one of a host of different sources of fire. Arson is often the cause of fire and poor maintenance standards are another serious fire risk for businesses. For instance, damaged or old electrical cabling is all too often the cause of a fire, especially in older buildings.  Another …

Cyber security in the time of Covid-19

COVID-19 has led to new cyber threats, with figures from the Australian Competition and Consumer Commission showing Australians have lost $309,108 to phishing scams since the start of the pandemic in 2020. This year to date, the commission has received more than 10,000 scam reports. The explosion in online fraud has come about in part due to new vulnerabilities emerging as people …

5 tech-savvy ways to prevent tools being stolen

Visit any worksite and at least one tradie will be able to regale a yarn of a time they had their tools nicked from the back of the ute, swiped on-site or mistakenly carried off by a contractor. Stolen tools are more than a mere inconvenience – as well as shouldering the replacement costs, your ability to secure work and …

Small business insurance 101: things you need to know

Insurance can seem like a complex area, which is why it’s so important to understand the basics. Here, we explore some of the fundamental concepts that underpin most business insurance policies. An insurance policy has a number of different parts, explains ARMA Insurance Brokers CQ Director Tony Noyes. “The policy will set out the cover that applies under the policies, …

Why are my insurance premiums rising, and how can an insurance broker help?

Whether it be business insurance, your home and contents, or car insurance, there is currently significant upward pressure on insurance premiums. In some cases, premium hikes are also accompanied by restrictions on coverage features. In the insurance industry, this is known as a ‘hardening insurance market’. A hardening insurance market can be attributed to several factors. Below, we seek to …

Cyber Protection

If your business has a website or electronic records, you’re vulnerable to cyber hackers. Just know that you can be protected with cyber insurance.      

Farm Insurance

You have heard all about life, health, business and home insurance, but do you know what Farm Insurance is? Farm Insurance is the best way for you to profoundly protect your farm and its produce.