Cyber security in the time of Covid-19

COVID-19 has led to new cyber threats, with figures from the Australian Competition and Consumer Commission showing Australians have lost $309,108 to phishing scams since the start of the pandemic in 2020. This year to date, the commission has received more than 10,000 scam reports. The explosion in online fraud has come about in part due to new vulnerabilities emerging as people …

5 tech-savvy ways to prevent tools being stolen

Visit any worksite and at least one tradie will be able to regale a yarn of a time they had their tools nicked from the back of the ute, swiped on-site or mistakenly carried off by a contractor. Stolen tools are more than a mere inconvenience – as well as shouldering the replacement costs, your ability to secure work and …

Small business insurance 101: things you need to know

Insurance can seem like a complex area, which is why it’s so important to understand the basics. Here, we explore some of the fundamental concepts that underpin most business insurance policies. An insurance policy has a number of different parts, explains ARMA Insurance Brokers CQ Director Tony Noyes. “The policy will set out the cover that applies under the policies, …

Jason Busk, the Gladrock Transport story.

Gladrock Transport is a well-established integrated Transport and Logistics business that has been offering extensive transportation services throughout Central Queensland and Australia since 2004. “Gladrock Transport has been around for 40 years and I’ve had the business for 17 years and in that time I’ve grown the company from 13 vehicles and 13 staff to now having an extensive fleet …

Stephen Paterson, the Spotted Dog Hotel story.

At 11pm on a Monday night, Stephen Paterson received a phone call alerting him his beloved hotel, the Spotted Dog Tavern in Bundaberg, was burning down.  By 9am the next day the tavern, which he had built from scratch, was just a smouldering wreck. “At the time I was in Brisbane and it knocked me around a fair bit when …

Anton Guinea, The Guinea Group’s story.

A couple of years ago, The Guinea Group, a leadership and safety services consultancy, was caught-up in an insurance claim that could have had significant ramifications for the local Central Queensland business. “As consultants, The Guinea Group was dragged into a challenge with one of our clients who ended up in an insurance claim and because we consulted to them …

Why are my insurance premiums rising, and how can an insurance broker help?

Whether it be business insurance, your home and contents, or car insurance, there is currently significant upward pressure on insurance premiums. In some cases, premium hikes are also accompanied by restrictions on coverage features. In the insurance industry, this is known as a ‘hardening insurance market’. A hardening insurance market can be attributed to several factors. Below, we seek to …

Cyber Protection

If your business has a website or electronic records, you’re vulnerable to cyber hackers. Just know that you can be protected with cyber insurance.      

Farm Insurance

You have heard all about life, health, business and home insurance, but do you know what Farm Insurance is? Farm Insurance is the best way for you to profoundly protect your farm and its produce.