Do you have enough insurance for your small business?

Underinsurance remains a serious issue for small businesses, with the Insurance Council of Australia’s (ICA) statistics showing 12.8  per cent of small businesses and 24 per cent of sole traders have no insurance. Organisations operating in the education sector have the highest rate of non-insurance at 25 per cent of entities in this industry with no insurance. ARMA Insurance Brokers …

Tammy Sabariz: The Rayment Excavations story

Originally established by Ian and Marilyn Rayment, for more than 40 years Rayment Excavations have been providing earthmoving and excavation services for civil, residential, and commercial construction and have built a solid reputation in the industry for delivering on time and on budget. “Ian and Marilyn started Rayment Excavations in 1981 with a single backhoe to now having a fleet …

ARMA Insurance Brokers CQ Newsletter (Feb/Mar)

Welcome to the ARMA Insurance Brokers CQ Newsletter  Hi everyone and welcome to the first Arma Insurance Brokers CQ newsletter for 2022. First of all, Happy New Year (even though we are already 2 months into 2022).  It has certainly been a busy first 2 months for us and there is a lot happening in the insurance world at the …